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Top Outsourced Finance and Accounting Jobs
Written by Bene De Ramos November 16, 2025
As a hiring manager or finance and accounting head, you’re undoubtedly aware of the challenges associated with finding top talent in your field. The global talent shortage, coupled with the increasing complexity of financial roles, has made it difficult to fill these positions with qualified candidates.
This is especially true for businesses in the United States, the United Kingdom, Australia, and Singapore, where competition for skilled finance and accounting professionals is fierce. That said, the Philippines remains one of the top destinations when it comes to outsourcing finance and accounting services. In this article, we’ll go through the top roles you might need to reach your targets, along with the salary comparisons and savings you can yield when you offshore accounting and finance tasks to Filipinos.
Key Takeaways
- A Strategic Tool for Accessing High-Value Expertise: Outsourcing finance and accounting is no longer just for basic bookkeeping. It is a strategic move to access a full spectrum of specialized financial talent, including roles like Tax Accountants, Financial Analysts, Auditors, and Treasury Managers, which are difficult and expensive to hire domestically.
- Significant Cost Savings on Skilled Professionals: The article provides a clear comparison of annual salaries, showing that U.S. companies can achieve massive cost savings by outsourcing to the Philippines. For example, a Financial Analyst earning $84,500 in the U.S. can be hired for approximately $25,608 in the Philippines.
- AI Enhances, It Does Not Replace, Finance Professionals: A key insight is that AI is not replacing finance roles but elevating them. AI automates the repetitive “what” (like data entry and reconciliations), which frees up human professionals to focus on the strategic “so what” (like providing advice, communicating insights, and making ethical judgments).
- The Goal is Gaining Control and Resilience, Not Losing It: A common fear of outsourcing is a “loss of control.” However, a properly structured outsourcing partnership actually increases control and resilience through standardized processes, layered reviews, audit trails, and built-in team continuity, ensuring that operations don’t stop when one person leaves.
What are Accounting Outsourcing Services?
Accounting outsourcing services go beyond bookkeeping and payroll. They give you access to a financial backbone that ensures compliance, accuracy, and scalability without the cost and complexity of building a large in-house team. Instead of just shifting admin work, outsourcing equips you with a system that keeps your finances audit-ready and aligned with growth.
The real advantage lies in resilience and governance. With experts monitoring tax changes, regulatory updates, and reporting standards, you stay compliant across markets without scrambling to catch up. Outsourcing also reduces risk by removing overreliance on a single internal hire, giving you the stability of a structured team and layered review processes.
Another overlooked benefit is scalability. As your business expands into new markets, you don’t need to reinvent your financial operations. An outsourcing partner grows with you, ensuring continuity, efficiency, and compliance wherever you operate.
Most importantly, outsourcing provides decision-ready insights. Not just recorded numbers. With accurate, timely data at your fingertips, you can see trends earlier, manage risks proactively, and make confident financial decisions that drive long-term growth.
Top Outsourced Services in Finance and Accounting
There is a wide range of finance and accounting roles that can be effectively outsourced. Here are some of the most common ones:
Accounts Payable
| Philippines Annual Salary: | USD 28,153 |
| United States Annual Salary: | USD 58,500 |
Accounts Receivable
This includes accounts receivable clerks, specialists, and credit and collections specialists handle invoicing customers, collecting payments, managing customer accounts, and credit and collections management.
Accounts Receivable Specialist Annual Salary in the Philippines
| Philippines Annual Salary: | USD 21,789 |
| United States Annual Salary: | USD 58,500 |
General Ledger Accounting
This includes general ledger accountants, bookkeepers, and financial accountants are responsible for recording and maintaining financial transactions, preparing financial statements, reconciling accounts, and closing the books.
General Accountant Annual Salary in the Philippines
| Philippines Annual Salary: | USD 24,335 |
| United States Annual Salary: | USD 78,000 |
Payroll Processing
This includes payroll administrators, specialists, and coordinators handle calculating and processing employee paychecks, managing payroll taxes, and ensuring compliance with labor regulations.
Payroll Manager Annual Salary in the Philippines
| Philippines Annual Salary: | USD 38,335 |
| United States Annual Salary: | USD 78,000 |
Tax Preparation and Compliance
This includes tax accountants, preparers, and specialists prepare corporate, individual, and sales tax returns and ensure compliance with tax laws and regulations.
Tax Accountant Annual Salary in the Philippines
| Philippines Annual Salary: | USD 26,880 |
| United States Annual Salary: | USD 84,500 |
Financial Reporting
This includes financial analysts, financial reporting analysts, and financial controllers prepare financial reports, such as income statements, balance sheets, and cash flow statements, and analyze financial performance.
Financial Analyst Annual Salary in the Philippines
| Philippines Annual Salary: | USD 25,608 |
| United States Annual Salary: | USD 84,500 |
Budgeting and Forecasting
This includes budget analysts, financial planners, and forecasting analysts develop and manage budgets, forecast revenue and expenses, and engage in financial planning and analysis.
Budget Analyst Annual Salary in the Philippines
| Philippines Annual Salary: | USD 24,335 |
| United States Annual Salary: | USD 78,000 |
Cost Accounting
This includes cost accountants, cost analysts, and cost controllers track and analyze costs and identify cost-saving opportunities.
Cost Accountant Annual Salary in the Philippines
| Philippines Annual Salary: | USD 24,335 |
| United States Annual Salary: | USD 78,000 |
Financial Audits
This includes auditors, internal auditors, and external auditors conduct internal and external audits to ensure compliance with accounting standards.z
Auditor Annual Salary in the Philippines
| Philippines Annual Salary: | USD 25,608 |
| United States Annual Salary: | USD 84,500 |
Treasury Management
This includes treasury analysts, treasury managers, and cash management specialists who manage cash flow, invest surplus funds, and manage risk.
Treasury Analyst Annual Salary in the Philippines
| Philippines Annual Salary: | USD 24,355 |
| United States Annual Salary: | USD 91,000 |
Bookkeeping
This includes bookkeepers and accounts clerks record financial transactions and maintain accurate financial records.
Bookkeeper Annual Salary in the Philippines
| Philippines Annual Salary: | USD 21,789 |
| United States Annual Salary: | USD 58,500 |
Financial Analysis
This includes financial analysts, financial planning analysts, and business analysts analyze financial data, identify trends and opportunities, and support strategic decision-making.
Financial Analyst Annual Salary in the Philippines
| Philippines Annual Salary: | USD 25,608 |
| United States Annual Salary: | USD 84,500 |
Cash Flow Management
This includes cash flow analysts, cash management specialists, and treasury analysts monitor cash inflows and outflows and improve cash flow efficiency.
Cash Application Specialist Annual Salary in the Philippines
| Philippines Annual Salary: | USD 23,062 |
| United States Annual Salary: | USD 58,500 |
Revenue Recognition
This includes revenue recognition specialists, revenue accountants, and financial analysts ensure proper revenue recognition in accordance with accounting standards.
Revenue Accountant Annual Salary in the Philippines
| Philippines Annual Salary: | USD 23,153 |
| United States Annual Salary: | USD 78,000 |
Regulatory Compliance
This includes regulatory compliance officers, compliance specialists, and risk management specialists who ensure compliance with financial regulations and standards.
Compliance Officer Annual Salary in the Philippines
| Philippines Annual Salary: | USD 28,153 |
| United States Annual Salary: | USD 84,500 |
Financial Consulting
This includes financial consultants, financial advisors, and business consultants who provide financial advice and guidance.
Financial Consultant Annual Salary in the Philippines
| Philippines Annual Salary: | USD 30,698 |
| United States Annual Salary: | USD 91,000 |
Mergers and Acquisitions (M&A) Support
This includes M&A analysts, M&A specialists, and valuation analysts assist with financial due diligence and valuing businesses.
Merger and Acquisition Specialist Annual Salary in the Philippines
| Philippines Annual Salary: | USD 38,335 |
| United States Annual Salary: | USD 91,000 |
The AI Question: Is Finance Going to Be Replaced?
The answer is clear: AI is not replacing finance professionals. But professionals who use AI are already replacing those who do not.
The anxiety comes from a misunderstanding of AI’s role. AI is automating tasks, not eliminating roles. Recent 2025 analysis from Workday confirms that AI is exceptionally good at the “what”—processing invoices, reconciling accounts, and inputting data with near-perfect accuracy.
This automation frees human accountants from repetitive, low-value work and elevates their role to focus on the “so what”—the strategic, high-value work that AI cannot perform.
AI Manages the “What” (The Tasks)
- Data entry and transaction classification
- Bank and account reconciliations
- Generating standard reports
- Initial compliance and fraud alerts
Humans Deliver the “So What” (The Strategy)
- Strategic Advisory: Interpreting the data to advise on growth, risk, and new business models.
- Stakeholder Communication: Explaining complex financial data to non-financial leaders.
- Ethical Judgment: Making final judgment calls on complex issues like going concern status or subjective valuations.
- Relationship Management: Building trust with clients, banks, and internal teams.
The value of an outsourced professional is no longer just in data entry. The new value is in hiring a “human-in-the-loop”—an expert who can manage, validate, and interpret AI-driven insights to help you make sound business decisions.
What are the Benefits of Outsourcing Accounting Services?
Outsourcing isn’t about saving on spreadsheets. It’s about removing bottlenecks and making smarter decisions, faster. Instead of chasing receipts or waiting until month-end, you get daily reconciliations, flagged variances, and clear visibility on cash, margins, and liabilities. That’s more control, not less.
Quality doesn’t drop either. Strong outsourcing setups use layered reviews, audit trails, and standardized close checklists. Revenue isn’t booked on gut feel. It’s tied to contracts and delivery milestones, so when your board or lender asks for proof, you’re ready.
Scaling becomes less worrisome. Whether it’s a seasonal spike, multi-currency accounting, or expanding into new markets, you don’t need to rebuild your team. Processes flex with you, so payroll, tax, and reporting stay consistent wherever you grow.
Continuity is built in. If someone leaves, you don’t start from zero. Cross-trained teams, SOPs, and structured handovers keep the books moving without gaps. Security is tighter too. No single person can create and approve a payment, and exceptions are flagged automatically.
And those common worries? “I’ll lose control.” No. You set the approval rules and reporting cadence. “Our business is too unique.” Processes are tailored during onboarding, then locked into SOPs. “Switching will be painful.” A phased handover ensures it isn’t.
At the end of the day, you get cleaner data, faster closes, fewer missed filings, and decision-ready insights, turning accounting from a back-office task into a growth driver.
Collaborate with Top Outsourced Finance and Accounting Professionals
Outsourcing finance and accounting jobs can be a strategic decision that can help your business save time, money, and resources. By partnering with Penbrothers, you can access a pool of talented professionals who can help you achieve your financial goals.
Contact us today to learn more about how we can help you fill your finance and accounting roles quickly and efficiently.
Frequently Asked Questions
Companies outsource a wide range of functions. The most common include Accounts Payable, Accounts Receivable, General Ledger Accounting (Bookkeeping), Payroll Processing, Tax Preparation, and Financial Reporting. More strategic roles like Financial Analysis and Auditing are also frequently outsourced.
The cost savings on labor are substantial. For example, a General Accountant in the U.S. earns an average annual salary of $78,000, while the same role in the Philippines costs approximately $24,335. A Tax Accountant in the U.S. earning $84,500 can be hired for around $26,880 in the Philippines.
No. AI is not replacing finance professionals; it is automating their routine tasks. This is elevating the role of the human accountant, shifting their work from data entry to strategic data advisory. The most valuable outsourced professionals are now those who can manage, validate, and interpret AI-driven insights to guide business decisions.
Beyond cost savings, the key benefits are gaining access to specialized talent, improving compliance and accuracy, and achieving scalability and business continuity. A good outsourcing partner provides a full team with layered reviews, so your operations don’t depend on a single in-house employee.
*This article was crafted with the support of AI technology and refined by a human editor.
